Guides
What Is Subject-To Real Estate and How Does It Work in 2026?
Subject-to real estate lets investors take over existing mortgages without bank approval. Deal structure, due-on-sale risk, and profit math for US investors.
May 19, 2026·7 min read
Founder of PIE & Property Aura
Nick is the founder of PIE (Property Intelligence Engine) and Property Aura, with 10 years of experience in property investment research and data analysis. He builds tools that help investors make data-driven decisions using AI-powered market analysis.
LinkedInSubject-to real estate lets investors take over existing mortgages without bank approval. Deal structure, due-on-sale risk, and profit math for US investors.
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